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TAX·Accounts & tax

Accounts and tax alpha

Brokerage, 401(k), Roth, and HSA are different games. Wash sales and holding periods decide what you keep.

Key points

  • The wrapper can cost more than the ticker.
  • Tax-loss harvesting is a process with a 30-day trap.
  • Qualified dividends and long-term gains are not the same as ordinary income.

Related labs

Tax Alpha Calculator

How 1% of tax alpha compounds over a 30-year holding period.